Potential
clients or their attorney will call us at 800-798-2008.
Initial contact is complimentary and
typically lasts 15 minutes. This call is for basic information
gathering only.
Please call our toll free number
(800-798-2008) and ask to speak to Ryan.
During the initial contact a general
determination will be made as to what you need. A number of
variables will determine the plan considered.
Most initial contacts result in an
Initial Consultation.
The Initial Consultation is $200.00 ($300.00
with attorney/client privilege) and payment must be accompanied by a
Client Agreement
and Initial
Questionnaire.
The Initial Consultation includes PF
Shield's latest publication (see home page).
The Initial Consultation will be with
Ryan Fowler and lasts approximately 45-75 minutes.
After the Initial Consultation PF
Shield will use information from the Consultation and initial
questionnaire to formulate a comprehensive report detailing your
recommended asset protection plan.
Domestic Asset Protection and Estate Planning Strategies
PF Shield LLC
utilizes a wide range of domestic strategies. Some of the more
common strategies we use include:
- Equity
stripping and Non-Qualified Personal Residence Trusts (NQPRTs)
to protect personal residences. Equity stripping may also be
used to protect investment real estate and other assets as well.
- LLCs and
limited partnerships to protect businesses, investment real
estate, and other investments; we also use these entities for
estate tax reduction.
- Disregarded
Entity Multi-Member LLCs.
- 100% legal
self-employment (SE) tax reduction strategies.
- Defective
Beneficiary-Taxed Trusts (DBETTs) for estate planning and to
protect strictly personal assets that cannot be used for
business.
- Billing and
Collections Companies (BICOCOs) to protect a company’s accounts
receivable (A/R).
- Synthetic
Roth IRAs (SynRoths) and Irrevocable Life Insurance Trusts (ILITs)
to protect life insurance as well as to insure the policy’s
death benefit is not included in an individual’s taxable estate.
- Living
trusts for probate avoidance.
- Land trusts
for limited privacy and facilitation of certain real estate
transactions.
- We
sparingly use Domestic Asset Protection Trusts and Series LLCs
only in jurisdictions whose legislation specifically recognizes
these strategies. Oftentimes there are alternative strategies
that offer similar or even superior protection.
- We are one
of the only asset protection consulting firms that utilize UFTA
§8(a) strategies to minimize the risk of fraudulent transfer
rulings (a fraudulent transfer ruling usually will cause your
asset protection program to fail.)
We customize each plan to meet our
clients’ specific needs.
Basic domestic plans begin at about
$2,500.
Offshore Strategies
PF Shield
frequently uses the following offshore planning tools:
- Offshore
LLCs
- Offshore
trusts are used sparingly and are usually not the first line of
defense in an asset protection program. The exception is when
the trust’s grantor is not a beneficiary of the trust, in which
case an offshore trust is an excellent asset protection tool.
- Foreign
“insurance wrappers” (VUL policies, annuities, and portfolio
bonds) for enhanced asset protection and access to global
markets.
- Offshore
bank accounts.
- Foreign
Closely Held Life Insurance Companies (CHLICs).
- We do NOT
recommend IBCs or foreign foundations for asset protection.
Simply put, there are more effective tools available that are
less cumbersome and costly to use.
Basic offshore plans begin at
about $6,000.
